Travel Insurance – What You Need to Know Before Your Polar Expedition

When joining a polar expedition, travel insurance is mandatory. It’s not just a good idea – it’s a requirement to protect you in remote regions where access to emergency help is limited. Below, we explain exactly what kind of insurance is needed, and how we can help you find a good policy. 

Why Do You Need Travel Insurance? 

Expeditions to the Arctic and Antarctic take place in some of the most remote places on Earth. If something happens and you need medical help or evacuation, there may be no hospital nearby – and transport may require a special rescue flight or boat. That’s why your insurance must include medical evacuation and repatriation. You are free to choose your own insurance provider, but you must share the details of your coverage with us after booking. 

Minimum Insurance Requirements 

These are the minimum cover amounts based on your destination:

Arctic: Minimum EUR/USD 50,000
Antarctica & sub-Antarctic islands: Minimum EUR/USD 100,000
Ross Sea: Minimum EUR/USD 300,000 

Your policy must also cover 
Emergency medical treatment Medical evacuation and repatriation Coverage for your full travel dates. You will also be asked to sign a liability form. This means you understand that you travel at your own risk, and that the expedition company is not responsible for personal injury, lost items, or property damage. 

Trusted Insurance Options 

You’re welcome to book your own insurance. However, based on our experience, these two providers offer good coverage and service for expedition travel:

IMG Globe Hopper

  • High coverage up to USD 2,000,000
  • Covers hospitalization, doctor visits, and medical evacuation
  • Includes coverage for older travelers

Insured Nomads (World Explorer Plan)

  • Coverage from USD 100,000 to 1,000,000 depending on age
  • Covers outpatient and inpatient care, evacuation, and more
  • Offers additional personal accident and baggage protection

Prices depend on age and duration, but both are very competitive for expedition-level coverage.

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